Holli Woodward, CRS- McGraw REALTORS


Your Okla"HOME"a Real Estate Resource

McGraw Realtors

The Woodwards and McGraw Realtors = Local Focus, Global Reach!

This is about more than real estate. It is about you, because You Matter! Working with REALTORS nationally and internationally, "We Can Help"!


Let me be the First to welcome you to our website. Whether you are looking for homes as first time buyers, retirees or investors, you can search everything the web has to offer, right here!

Don't miss our Feature Homes. 

Need expert advice? No web site can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact me or Joshua for one-on-one expert help and advice. That's our job. 

Contact us with confidence! Your privacy will be respected.  We offer the services on this site for free and without obligation. Why? WE want to be YOUR REALTORs. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for. Thank you for your trust!


Holli Woodward, CRS

McGraw Realtors

Broker Manager, REALTOR

​12620 E 86th Street North Owasso, OK 74055                                                                

2015-2017 Region 8 National RVP

​CRS National Executive Committee

GTAR Sales Associate of the Year


918-704-5771 Joshua

​918-704-4471 Auston



Let me help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.


Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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