Holli Woodward, Certified Residential Specialist

Weather


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Honesty, Integrity, and the Experience to Move You!

Local Focus, Global Reach!

This is about more than real estate. It is about you, because You Matter! Working with over 100,000 realtors nationally and internationally, "I Can Help"!

 

Let me be the First to welcome you to my website. With a business built on 95%+ referrals, I will make sure you are taken care of like family. If you are new to Northeast Oklahoma and all it has to offer, please click on this link for a brief overview.

http://consumerrelocationservices.com/Clients/HolliWoodward.html

Whether you are looking for homes as first time buyers, retirees or investors, you can search everything the web has to offer, right here!

Don't miss my Feature Homes. 

Need expert advice? No web site can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! Your privacy will be respected.  I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And I will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for. Thank you for letting me help!

 

Holli Woodward, CRS, CRSC, CHMS

2014 President Oklahoma CRS Chapter

2015-2017 Region 8 National RVP CRS

5 Star Realtor Oklahoma Magazine

Top 100 Realtors Tulsa Business Journal

918-381-7070

Homesbyholli@gmail.com


Calculators


Let me help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Holli Woodward's Featured Listings


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